.legal-page{background:var(--paper)}:root{--legal-header-offset: 96px}.legal-hero{position:relative;padding-top:clamp(120px,16vw,168px);padding-bottom:clamp(40px,6vw,64px);background:radial-gradient(ellipse 70% 60% at 85% 0%,rgba(49,89,163,.1),transparent 60%),radial-gradient(ellipse 60% 50% at 0% 20%,rgba(191,126,43,.08),transparent 60%),var(--paper);border-bottom:1px solid rgba(22,43,73,.08);overflow:hidden}.legal-hero:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:linear-gradient(rgba(22,43,73,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(22,43,73,.025) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:radial-gradient(ellipse 80% 80% at 70% 0%,#000,transparent 75%);mask-image:radial-gradient(ellipse 80% 80% at 70% 0%,#000,transparent 75%);pointer-events:none}.legal-hero .container{position:relative;z-index:1}.legal-breadcrumb{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:13px;color:#36363499;margin-bottom:22px}.legal-breadcrumb a{color:#36363499;transition:color .2s}.legal-breadcrumb a:hover{color:var(--gold)}.legal-breadcrumb .sep{color:#162b4940}.legal-breadcrumb [aria-current]{color:var(--navy);font-weight:500}.legal-hero h1{font-family:var(--display);font-weight:900;color:var(--navy);font-size:clamp(34px,5vw,60px);line-height:1.02;letter-spacing:-.03em;margin:0 0 18px;max-width:16ch;text-wrap:balance}.legal-hero .legal-lead{font-size:clamp(16px,1.6vw,18.5px);line-height:1.6;color:var(--graphite);max-width:62ch;margin:0}.legal-meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.legal-meta .meta-pill{display:inline-flex;align-items:center;gap:8px;background:var(--white);border:1px solid rgba(22,43,73,.1);border-radius:999px;padding:8px 15px;font-size:13px;color:var(--graphite);box-shadow:var(--shadow-soft)}.legal-meta .meta-pill svg{width:15px;height:15px;color:var(--gold)}.legal-meta .meta-pill b{color:var(--navy);font-weight:600}.legal-body{padding-block:clamp(40px,6vw,72px)}.legal-layout{display:grid;grid-template-columns:268px minmax(0,1fr);gap:clamp(32px,5vw,72px);align-items:start}.legal-toc{position:sticky;top:var(--legal-header-offset);align-self:start}.legal-toc-inner{background:var(--white);border:1px solid rgba(22,43,73,.08);border-radius:var(--r-lg);padding:22px 20px;box-shadow:var(--shadow-soft);max-height:calc(100vh - var(--legal-header-offset) - 32px);overflow-y:auto}.legal-toc-title{font-family:var(--body);font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);font-weight:600;margin:0 0 14px}.legal-toc ol{display:flex;flex-direction:column;gap:1px;counter-reset:toc}.legal-toc a{display:flex;gap:10px;align-items:baseline;padding:7px 10px;border-radius:9px;font-size:13.5px;line-height:1.4;color:#363634c7;transition:color .18s,background .18s}.legal-toc a .toc-num{font-variant-numeric:tabular-nums;font-size:12px;font-weight:600;color:#162b4966;min-width:18px}.legal-toc a:hover{background:#162b490d;color:var(--navy)}.legal-toc a.is-active{background:#bf7e2b1f;color:var(--navy);font-weight:500}.legal-toc a.is-active .toc-num{color:var(--gold)}.legal-toc-mobile{display:none;background:var(--white);border:1px solid rgba(22,43,73,.1);border-radius:var(--r-md);box-shadow:var(--shadow-soft);margin-bottom:28px}.legal-toc-mobile summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 18px;font-family:var(--display);font-weight:600;color:var(--navy);font-size:15px}.legal-toc-mobile summary::-webkit-details-marker{display:none}.legal-toc-mobile summary .chev{width:18px;height:18px;color:var(--gold);transition:transform .25s ease;flex-shrink:0}.legal-toc-mobile[open] summary .chev{transform:rotate(180deg)}.legal-toc-mobile ol{counter-reset:tocm;padding:4px 10px 14px;border-top:1px solid rgba(22,43,73,.07)}.legal-toc-mobile a{display:flex;gap:10px;padding:9px 10px;font-size:14px;color:#363634d1;border-radius:8px}.legal-toc-mobile a .toc-num{color:var(--gold);font-weight:600;min-width:20px}.legal-toc-mobile a:active{background:#162b490d}.legal-content{max-width:78ch}.legal-intro{font-size:17px;line-height:1.7;color:var(--graphite);padding:22px 24px;background:#fff9;border:1px solid rgba(22,43,73,.08);border-left:3px solid var(--gold);border-radius:var(--r-md);margin-bottom:40px}.legal-intro p{margin:0 0 12px}.legal-intro p:last-child{margin-bottom:0}.legal-section{scroll-margin-top:var(--legal-header-offset);padding-bottom:38px;margin-bottom:38px;border-bottom:1px solid rgba(22,43,73,.08)}.legal-section:last-of-type{border-bottom:0;margin-bottom:0}.legal-section h2{font-family:var(--display);font-weight:700;color:var(--navy);font-size:clamp(21px,2.4vw,27px);line-height:1.2;letter-spacing:-.015em;margin:0 0 18px;display:flex;gap:14px;align-items:baseline}.legal-section h2 .sec-num{font-size:14px;font-weight:700;color:var(--gold);font-variant-numeric:tabular-nums;letter-spacing:.04em;flex-shrink:0;padding-top:4px}.legal-section h3{font-family:var(--display);font-weight:600;color:var(--navy);font-size:17.5px;margin:26px 0 12px}.legal-section p{font-size:15.5px;line-height:1.72;color:var(--graphite);margin:0 0 15px;text-wrap:pretty}.legal-section p:last-child{margin-bottom:0}.legal-section a:not(.legal-pill){color:var(--navy);font-weight:500;text-decoration:underline;text-decoration-color:#bf7e2b80;text-underline-offset:3px;transition:text-decoration-color .2s,color .2s}.legal-section a:not(.legal-pill):hover{color:var(--gold);text-decoration-color:var(--gold)}.legal-section strong{color:var(--navy);font-weight:600}.legal-list{display:flex;flex-direction:column;gap:10px;margin:4px 0 18px}.legal-list li{position:relative;padding-left:26px;font-size:15.5px;line-height:1.65;color:var(--graphite)}.legal-list li:before{content:"";position:absolute;left:4px;top:10px;width:7px;height:7px;border-radius:2px;background:var(--gold);transform:rotate(45deg)}.legal-list.is-check li:before{content:"";left:2px;top:7px;width:13px;height:13px;background:none;border-radius:0;transform:none;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/contain no-repeat;mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/contain no-repeat;background-color:var(--gold)}.legal-list li strong{color:var(--navy)}.legal-deflist{display:grid;gap:12px;margin:4px 0 18px}.legal-deflist .row{display:grid;grid-template-columns:minmax(150px,200px) 1fr;gap:16px;padding:12px 0;border-bottom:1px dashed rgba(22,43,73,.12)}.legal-deflist .row:last-child{border-bottom:0}.legal-deflist dt{font-weight:600;color:var(--navy);font-size:15px}.legal-deflist dd{margin:0;font-size:15px;line-height:1.6;color:var(--graphite)}.legal-callout{display:flex;gap:14px;padding:18px 20px;border-radius:var(--r-md);margin:22px 0;border:1px solid}.legal-callout .ic{flex-shrink:0;width:30px;height:30px;border-radius:9px;display:inline-flex;align-items:center;justify-content:center}.legal-callout .ic svg{width:17px;height:17px}.legal-callout .ct{font-size:14.5px;line-height:1.6}.legal-callout .ct b{display:block;font-family:var(--display);color:var(--navy);margin-bottom:4px;font-size:15px}.legal-callout .ct p{margin:0;font-size:14.5px}.legal-callout.is-info{background:#3159a30f;border-color:#3159a32e}.legal-callout.is-info .ic{background:#3159a324;color:var(--navy-2)}.legal-callout.is-gold{background:#bf7e2b14;border-color:#bf7e2b38}.legal-callout.is-gold .ic{background:#bf7e2b29;color:var(--gold)}.legal-callout.is-warning{background:#3636340d;border-color:#36363429}.legal-callout.is-warning .ic{background:#3636341a;color:var(--graphite)}.legal-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.legal-pill{display:inline-flex;align-items:center;gap:8px;padding:9px 16px;border-radius:999px;font-size:13.5px;font-weight:500;border:1px solid rgba(22,43,73,.14);background:var(--white);color:var(--navy);transition:border-color .2s,background .2s,transform .2s,color .2s}.legal-pill svg{width:14px;height:14px;color:var(--gold)}.legal-pill:hover{border-color:var(--gold);background:#bf7e2b0f;transform:translateY(-1px)}.legal-pill.is-current{background:var(--navy);color:var(--cream);border-color:var(--navy)}.legal-pill.is-current svg{color:var(--gold-soft)}.legal-contact{margin-top:44px;background:var(--navy);border-radius:var(--r-lg);padding:clamp(26px,3vw,38px);color:var(--cream);position:relative;overflow:hidden}.legal-contact:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 60% 80% at 100% 0%,rgba(244,209,140,.16),transparent 60%);pointer-events:none}.legal-contact h2{font-family:var(--display);font-weight:700;color:var(--white);font-size:clamp(20px,2.4vw,26px);margin:0 0 10px;position:relative}.legal-contact p{color:#f4ebdfd1;font-size:15px;line-height:1.6;margin:0 0 20px;max-width:56ch;position:relative}.legal-contact .contact-rows{display:flex;flex-wrap:wrap;gap:12px;position:relative}.legal-contact .c-row{display:inline-flex;align-items:center;gap:11px;background:#ffffff0f;border:1px solid rgba(244,209,140,.2);border-radius:var(--r-md);padding:13px 17px;transition:background .2s,border-color .2s}.legal-contact .c-row:hover{background:#ffffff1a;border-color:#f4d18c66}.legal-contact .c-row svg{width:18px;height:18px;color:var(--gold-soft);flex-shrink:0}.legal-contact .c-row span{display:flex;flex-direction:column;line-height:1.3}.legal-contact .c-row small{font-size:11px;color:#f4ebdf8c}.legal-contact .c-row b{font-size:14px;color:var(--cream);font-weight:600}.legal-disclaimer{margin-top:30px;font-size:13px;line-height:1.6;color:#3636349e;padding:14px 18px;border:1px dashed rgba(22,43,73,.16);border-radius:var(--r-md);background:#fff6}.ph{background:#bf7e2b1f;color:#8a5a1d;border:1px solid rgba(191,126,43,.28);border-radius:5px;padding:1px 6px;font-size:.9em;font-weight:600;white-space:nowrap;font-variant-ligatures:none}@media(max-width:920px){.legal-layout{grid-template-columns:1fr;gap:0}.legal-toc{display:none}.legal-toc-mobile{display:block}.legal-content{max-width:100%}}@media(max-width:560px){.legal-deflist .row{grid-template-columns:1fr;gap:4px}.legal-contact .c-row{width:100%}.legal-section h2{gap:10px}}.legal-page :focus-visible{outline:2px solid var(--gold);outline-offset:2px;border-radius:4px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}